Text verification, as it’s also known, is widely used these days by banks, Microsoft 365 and many other well-known services. Regardless, you open the bank’s app on your phone, log in and discover that there's no mistake: your money is gone.īut how? This is the first you’re hearing of it and you’re savvy enough to have set up two-factor authentication to prevent anyone from accessing your account. It's a shock but since you have thousands in the account you assume it’s a scam or just a mistake by the bank. You wake up, looking forward to working just one more day before the weekend but discover a text message from your bank that reads “Your balance is below £100”.
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